Coronavirus Resource Center from Alltrust Insurance

This post was last updated on September 14, 2020

As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, Alltrust Insurance aims to keep you and your employees up to

Maximize Your Health Savings Account

Health Savings Accounts (HSA) are great ways to save tax-free money for medical expenses both in the

Telemedicine in 2020


How to Attract and Retain Employees with Voluntary Benefits

Finding the right candidates for your organization and then navigating the onboarding process can be

The Employee, As An Asset, Has Never Been More Accurate


2021 HSA and HDHP Limits


Checking In: A Message from the CEO of Alltrust

Hello Everyone,

Don't Leave Your FSA Money on the Table in 2019

As 2019 is nearing an end, many people are looking at this year’s medical expenses to plan for how much

Urgent Care vs Emergency Room

Let’s say you are getting ready to make your favorite breakfast—avocado toast. You’ve toasted the bread,

Affordability Percentages Will Decrease for 2020


On July 23, 2019, the Internal Revenue Service (IRS) issued Revenue Procedure 2019-29 to index

Volunteering Time Off--Part 1

This month we are launching a series exploring the topic of "Volunteering Time Off" or "VTO".  Part 1 of

What Is Disability Insurance and Do I Need It?  | Tampa Benefit Advisors

"Your most valued asset isn’t your house, car, or retirement account.  It’s the ability to make a living.”

2019 Health Plan Compliance Calendar

Employers must comply with certain filing and disclosure requirements each year in connection with their

Despite Judge's Ruling, the Affordable Care Act Remains in Full Effect

On Friday, December 14, a federal judge in Texas ruled that without the individual mandate penalty, the

Florida Approves 13.8% Workers’ Comp Rate Decrease

A revised workers compensation rate filing for a 13.8 percent decrease by the National Council on

8 Tips for Handling Tough Employee Conversations

Study: Almost half of new cancer patients lose their entire life savings

According to a new study published in the American Journal of Medicine, 42% of new cancer patients lose

Looking Backward to Plan Forward


We have entered Open Enrollment season and that means you and everyone in your office are probably

Ask the Experts: Distributing ERISA Notices Electronically

Question: Our company is getting ready for open enrollment. Can we distribute ERISA notices electronically

Ask the Experts: Service Dogs and the ADA

Question: We have a new employee in our call center who has a service dog. She came to her interview and

Look Backward to Plan Forward | Tampa Bay Benefit Brokers

We have entered Open Enrollment season and that means you and everyone in your office are probably reading

Employer Medicare Part D Notices Are Due Before October 15

Are you an employer that offers or provides group health coverage to your workers? Does your health plan

Back to School Time Off Tips | Tampa Benefit Advisors

The coals from the Labor Day barbecues have cooled, the beach chairs have been returned to their sheds,

Federal Employment Law Update – August 2018 | Tampa Benefit Advisors

IRS Permits Student Loan Repayment Benefit as Part of Employer’s 401(K)

On August 17, 2018, the federal

5 Things to Know About Getting Life Insurance for Your Child | Tampa Bay Employee Benefits

We spend so much time talking about the reasons adults need life insurance (income protection, covering

Trust Equation | Tampa Bay Employee Benefits

We are currently living in a low-trust society as a whole — we keep hearing that news is fake, science is

SCOTUS 2018 Roundup and 2019 Preview | Tampa Benefit Advisors

The Supreme Court of the United States (SCOTUS) heard several cases with employment implications during

Summer Survival Guide | Tampa Bay Employee Benefits

We are halfway through our summer break and by now you have heard 1,000 times, “I’m bored!” from your

10 Things You Didn’t Know About Life Insurance | Florida Employee Benefits

Life insurance blah blah blah. Is that what you hear when someone mentions it as part of your new job’s

Drug Discount Programs | Florida Benefit Advisors

Did you know that you can save time and money on your prescription drugs by simply signing up for a

Reminder: Health Plan PCORI Fees Are Due July 31| Tampa Bay Employee Benefits

Employers that self-insured any group health plans in 2017, including health reimbursement arrangements

Wearable Technology | Tampa Bay Benefit Advisors

Don’t lie--we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana

10 Stories That Caught Our Eye in June 2018 | Tampa Bay Employee Benefits

Just Don’t Ask

Job candidates are covered by the Civil Rights Act prohibiting discrimination, and most

Opioids in America

Lately, there’s been a big focus on America’s opioid addiction in the news. Whether it’s news on the abuse

Staffing for Scalability | Tampa Benefit Advisors

Vince Murdica, chief revenue officer at ThinkHR, discusses what it takes to become scalable and

A DOL Audit Can Happen to You | Tampa Employee Benefits

Summary plan descriptions (SPDs) are required for all retirement, health, and welfare plans subject to the

Why you need disability benefits | Tampa Benefit Advisors

“Your most valued asset isn’t your house, car, or retirement account.  It’s the ability to make a living.”

Benefits Easy: Health Savings Accounts | Tampa Benefit Advisors

Taking control of health care expenses is on the top of most people's to-do list for 2018.  The average

IRS Decreases HSA Contribution Limits for Family HDHP Coverage | Tampa Employee Benefits

Benefits of an Annual Exam | Tampa Benefit Advisors


Benefits Easy: Intro to Self-Funding | Florida Employee Benefits



  Over the past few years, we’ve seen tremendous growth in Financial Wellness Programs. Actually, as

Webinar - Social Media: Not a “Like” for Employers

April 26, 2018 | 2:00-3:00pm

Webinar - Medicare and Group Health Plans: Understanding the Interaction and Avoiding Common Mistakes

March 22, 2018 | 2:00-3:00pm

Webinar - Sexual Harassment: Have We Reached a Tipping Point?

February 22, 2018 | 2:00-3:00pm

Webinar - Group Health Plan Compliance in 2018 - What Now?

January 30, 2018 | 2:00-3:00pm

Summary of this weeks benefit news, analysis, and legal updates | Florida Benefit Advisors

IRS Extends Deadline for ALEs to Distribute 2017 ACA Reporting Forms to Individuals "ALEs are advised to

IRS Announces Employee Benefit Plan Limits for 2018


New SBC Template Required for 2018 Open Enrollment

OVERVIEW The updated template and related materials for the summary of benefits and coverage (SBC) are

House Passes Changes to Overtime Rules


House Republicans Formally Introduce ACA Repeal and Replace Bills

On March 6, 2017, Republican leaders in the U.S. House of Representatives introduced budget reconciliation

Compliance Update - Executive Order and Individual Shared Responsibility Provision

Pursuant to the Executive Order regarding the PPACA signed by President Trump on January 20, 2017, the

Price Confirmed as Secretary of HHS

Congressman Tom Price (R-GA) was confirmed as Secretary of Health and Human Services in a party-line vote

Federal Judge Blocks Aetna-Humana Merger

Aetna Inc.’s $37 billion deal to acquire Humana Inc. has been blocked by a federal judge. On January 23,

IRS Notice Extends 2016 ACA Reporting Deadline

With Thanksgiving approaching, the IRS gave us something to be thankful for. On November 18th, the IRS

2016 Presidential Election Top Healthcare Issues- Amendment 69

The 2016 general election has had its fair share of twists and turns. On the Democratic side, we witnessed

When Will the Drug-Pricing High End?

News broke recently that Mylan, the exclusive manufacturer of the life-saving drug “Epi-Pen,” would be

Webinar - Dear Employer, You Owe $3,000 Per Listed Employee, Now What?

Dear Employer, You Ow $3,000 Per Listed Employee...Many employers have no idea how they would answer the

Webinar - Section 125 Midyear Election Changes

Staying compliant is a challenge for many employers. Make sure you're in the know on Section 125 Midyear

Utilizing HR Technology to Drive Employee Engagement

With the rise of mobility, HR executives have turned to benefits administration technology to maximize

Alltrust Named One of Florida Trend's Best Companies to Work For

Alltrust is excited to share that we were recently named one of Florida Trend's Best Companies To Work For

Compliance Podcast with Jeremy Hertz, Alltrust's VP of Compliance

Alltrust Insurance has one focus - employee benefits. We are devoted to educating, engaging, and

Limited Network Health Plans : What Employers Should Know

If you would like to listen to this article click below.

Employer-Sponsored Health Insurance: Is This the End?

When the Affordable Care Act passed, many who studied its provisions predicted that an unintended

High-Deductible Health Plans: Six Questions Answered

High-deductible health plans are one of the more popular remedies when it comes to dealing with rising

Rising Health Insurance Costs: Explore Your Options

It comes as no surprise to either employers or employees that health insurance costs are rising. Even when

FMLA Rights for Nontraditional Families

The Family and Medical Leave Act of 1993 (FMLA) gives eligible employees the right to take unpaid,

Benefits Administration Technology: Increase Your Employee Satisfaction

Business has entered a new age when it comes to providing and managing employee benefits. Fifty years ago

Benefits of Telemedicine: Healthcare Savings for Employers?

Practicing “telemedicine” doesn’t exactly conjure a positive image. Your initial thought might be to

IRS Releases Final Forms and Instructions for ACA Reporting Requirements

The Affordable Care Act (ACA) created new ACA reporting requirements under Internal Revenue Code (Code)

Alltrust Understands The Mission - No One Has To Go Through Crisis Alone

The Crisis Center of Tampa Bay has an extraordinary workforce comprised of compassionate, competent and

Florida State Fair's Director of Human Resources Loves Alltrust

As an HR department of one, it is very important to make every action (and interaction) count. Alltrust

High Deductibles: A Drag on Productivity?

If you prefer to listen to this article, audio is provided below.

OSHA Recordkeeping Requirements

Effective January 1, 2015, the Occupational Safety and Health Administration (OSHA) will require employers

Affordable Care Act Penalties and Excise Taxes

The Affordable Care Act (ACA) includes numerous reforms for group health plans and creates new compliance

Alltrust Alert: IRS Announces Increase to FSA Maximum

The IRS has recently announced an increase to FSA Maximum limits that employers should be aware of. The

Benefits Glossary: Preparing for Open Enrollment

Open enrollment is the time of year reserved for your employees to make changes to your benefit elections.

PCORI Fee Change for 2014

The Affordable Care Act (ACA) imposes a fee on health insurance issuers and self-insured plan sponsors in

Medicare Part D Notices Due October 15th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible

Alltrust Named Third in the Country in "Best Places to Work" Ranking

Founder Joe Part always says, “He's got the three Cs: His colleagues come first, the clients second, and

Know What's Required for Employers Ceasing Contraceptive Coverage

On July 17, 2014, the U.S. Department of Labor released a Frequently Asked Question related to recent