Coronavirus Resource Center from Alltrust Insurance

This post was last updated on September 14, 2020

As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, Alltrust Insurance aims to keep you and your employees up to

IRS Provides Temporary Flexibility for Cafeteria Plans, Health FSAs, and DCAPs

As part of the Internal Revenue Service’s (IRS) continued response to the COVID-19 public health

Families First Coronavirus Response Act: What Employers Need to Know

*Updated March 27, 2020 - On the evening of March 18, 2020, the President signed the Families First

New Fair Labor Standards Act Provisions

At the end of September 2019, the Department of Labor (DOL) issued a Final Rule on the threshold for

Affordability Percentages Will Decrease for 2020


On July 23, 2019, the Internal Revenue Service (IRS) issued Revenue Procedure 2019-29 to index

Legislators Look to Slash Obamacare Excise Tax

House lawmakers introduced legislation this week in a new attempt to repeal the Cadillac tax, the

As Alltrust Insurance’s new VP of HR Consulting and Training, Dan Posada Further Expands Alltrust Offerings

January 31, 2019 – Alltrust Insurance is excited to announce that Dan Posada now serves as the Vice

2019 Health Plan Compliance Calendar

Employers must comply with certain filing and disclosure requirements each year in connection with their

Ask the Experts: Medical Loss Ratio Rebates

Question:  Our company received a rebate check from our health insurance carrier. As the employer, we pay

Looking Backward to Plan Forward


We have entered Open Enrollment season and that means you and everyone in your office are probably

Ask the Experts: Distributing ERISA Notices Electronically

Question: Our company is getting ready for open enrollment. Can we distribute ERISA notices electronically

Look Backward to Plan Forward | Tampa Bay Benefit Brokers

We have entered Open Enrollment season and that means you and everyone in your office are probably reading

Employer Medicare Part D Notices Are Due Before October 15

Are you an employer that offers or provides group health coverage to your workers? Does your health plan

Federal Employment Law Update – August 2018 | Tampa Benefit Advisors

IRS Permits Student Loan Repayment Benefit as Part of Employer’s 401(K)

On August 17, 2018, the federal

SCOTUS 2018 Roundup and 2019 Preview | Tampa Benefit Advisors

The Supreme Court of the United States (SCOTUS) heard several cases with employment implications during

DOL Updates the Employer CHIP Notice | Tampa Employee Benefits

The U.S. Department of Labor (DOL) has updated the model notice for employers to use to inform employees

Reminder: Health Plan PCORI Fees Are Due July 31| Tampa Bay Employee Benefits

Employers that self-insured any group health plans in 2017, including health reimbursement arrangements

The News about Association Health Plans

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans

ACA Play or Pay: Affordability Percentage for 2019 | Tampa Employee Benefits

On May 21, 2018, the IRS announced that the affordability percentage under the Affordable Care Act’s play

A DOL Audit Can Happen to You | Tampa Employee Benefits

Summary plan descriptions (SPDs) are required for all retirement, health, and welfare plans subject to the

Webinar - Social Media: Not a “Like” for Employers

April 26, 2018 | 2:00-3:00pm

Webinar - Medicare and Group Health Plans: Understanding the Interaction and Avoiding Common Mistakes

March 22, 2018 | 2:00-3:00pm

Webinar - Sexual Harassment: Have We Reached a Tipping Point?

February 22, 2018 | 2:00-3:00pm

Webinar - Group Health Plan Compliance in 2018 - What Now?

January 30, 2018 | 2:00-3:00pm

Summary of this weeks benefit news, analysis, and legal updates | Florida Benefit Advisors

IRS Extends Deadline for ALEs to Distribute 2017 ACA Reporting Forms to Individuals "ALEs are advised to

Coming Soon: ACA Employer Penalty Assessments

On November 2, the Internal Revenue Service (IRS) issued revised FAQs on the employer shared

IRS Announces Employee Benefit Plan Limits for 2018


New SBC Template Required for 2018 Open Enrollment

OVERVIEW The updated template and related materials for the summary of benefits and coverage (SBC) are

Change to ACA Rules : President Signs Executive Order

On Oct. 12, 2017, President Donald Trump signed an executive order intended to change certain rules under

Final Forms for 2017 ACA Reporting Released

Background The Affordable Care Act (ACA) created reporting requirements under Code Sections 6055 and 6056.

Senate Releases Amended Health Care Bill

On July 13, Senate Republican leaders released an amended version of the Better Care Reconciliation Act of

Highlights from the Senate's Proposed Health Care Bill

On June 22, 2017, Republican leaders in the U.S. Senate released a draft proposal aimed at repealing and

House Passes Changes to Overtime Rules


House Passes the American Health Care Act: What's in the Bill and What Happens Next?

The U.S. House of Representatives narrowly passed the American Health Care Act (“AHCA”) on Thursday, May 4

House Republicans Formally Introduce ACA Repeal and Replace Bills

On March 6, 2017, Republican leaders in the U.S. House of Representatives introduced budget reconciliation

House GOP Leaders Release Draft of ACA Repeal & Replace Legislation

On February 24, Republican leaders in the U.S. House of Representatives released a 105-page “discussion

Compliance Update - Executive Order and Individual Shared Responsibility Provision

Pursuant to the Executive Order regarding the PPACA signed by President Trump on January 20, 2017, the

CMS Proposes Regulations to Stabilize Individual and Small Group Markets

On February 15, the Centers for Medicare and Medicaid Services (CMS) arm of the Department of Health and

Federal Judge Blocks Aetna-Humana Merger

Aetna Inc.’s $37 billion deal to acquire Humana Inc. has been blocked by a federal judge. On January 23,

IRS Notice Extends 2016 ACA Reporting Deadline

With Thanksgiving approaching, the IRS gave us something to be thankful for. On November 18th, the IRS

When Will the Drug-Pricing High End?

News broke recently that Mylan, the exclusive manufacturer of the life-saving drug “Epi-Pen,” would be

Webinar - Dear Employer, You Owe $3,000 Per Listed Employee, Now What?

Dear Employer, You Ow $3,000 Per Listed Employee...Many employers have no idea how they would answer the

Webinar - Section 125 Midyear Election Changes

Staying compliant is a challenge for many employers. Make sure you're in the know on Section 125 Midyear

Webinar - DOL Changes to the White Collar Exemption Regulations

Keeping up with continuous regulatory changes can be a challenge for employers and be detrimental to an

Is Your Organization Self-Funded? Make Sure You Read This!

Staying compliant can be challenging, not to mention a detriment to your bottom line if certain deadlines

Managing ACA Subsidy and Appeals

Just as employers wrap up their 2015 Form 1094-C/1095-C reporting obligations, many are facing the next

Competition, Cost Control & Compliance: Strategies to Navigate 2016 DOL Changes

Several U.S. Department of Labor reforms are on the horizon this year, raising employers’ concerns on

How HR Technology Supports Risk Management

Today, everything is centering more and more around technology. Software platforms and applications have

How To Remain Compliant Amidst 2016 Policy Changes

In 2016, changing employment laws and compliance demands will continue to pose a challenge for executives.

Compliance Podcast with Jeremy Hertz, Alltrust's VP of Compliance

Alltrust Insurance has one focus - employee benefits. We are devoted to educating, engaging, and

Limited Network Health Plans : What Employers Should Know

If you would like to listen to this article click below.

Employer-Sponsored Health Insurance: Is This the End?

When the Affordable Care Act passed, many who studied its provisions predicted that an unintended

HR Compliance: HR's Biggest Burden Explained

Jeremy Hertz, J.D., SPHR, SHRM-SCP, has experienced employment and labor challenges in two of the toughest

High-Deductible Health Plans: Six Questions Answered

High-deductible health plans are one of the more popular remedies when it comes to dealing with rising

Rising Health Insurance Costs: Explore Your Options

It comes as no surprise to either employers or employees that health insurance costs are rising. Even when

Big News from Alltrust: Orlando Office Opens

Alltrust is excited to announce that we've opened an Orlando office!  As we continue to expand our

FMLA Rights for Nontraditional Families

The Family and Medical Leave Act of 1993 (FMLA) gives eligible employees the right to take unpaid,

Benefits Administration Technology: Increase Your Employee Satisfaction

Business has entered a new age when it comes to providing and managing employee benefits. Fifty years ago

IRS Releases Final Forms and Instructions for ACA Reporting Requirements

The Affordable Care Act (ACA) created new ACA reporting requirements under Internal Revenue Code (Code)

High Deductibles: A Drag on Productivity?

If you prefer to listen to this article, audio is provided below.

OSHA Recordkeeping Requirements

Effective January 1, 2015, the Occupational Safety and Health Administration (OSHA) will require employers

Affordable Care Act Penalties and Excise Taxes

The Affordable Care Act (ACA) includes numerous reforms for group health plans and creates new compliance

Alltrust Alert: IRS Announces Increase to FSA Maximum

The IRS has recently announced an increase to FSA Maximum limits that employers should be aware of. The

Alltrust Alert: HPID Requirement Delayed Indefinitely

The Health Plan Identifier (HPID) is a standard, unique health plan identifier required by the Health

Benefits Glossary: Preparing for Open Enrollment

Open enrollment is the time of year reserved for your employees to make changes to your benefit elections.

PCORI Fee Change for 2014

The Affordable Care Act (ACA) imposes a fee on health insurance issuers and self-insured plan sponsors in

Medicare Part D Notices Due October 15th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible

Alltrust Named Third in the Country in "Best Places to Work" Ranking

Founder Joe Part always says, “He's got the three Cs: His colleagues come first, the clients second, and

Know What's Required for Employers Ceasing Contraceptive Coverage

On July 17, 2014, the U.S. Department of Labor released a Frequently Asked Question related to recent

Alltrust Nominated: Best Employee Benefits Firm in Florida Trend Magazine

Alltrust is proud to be nominated for the sixth consecutive year as one of Tampa’s Best Employee Benefits

PPACA Compliance: What You Need to Know

In July's Health Insurance Underwriters Magazine Jamie Hawkins, Alltrust's exclusive HR technologist and

Supreme Court Overrules ACA Contraceptive Mandate

On June 30, 2014, the U.S. Supreme Court issued its ruling in two related cases challenging the Affordable

90-Day Health Care Coverage Waiting Period Limit - An Overview

For plan years beginning on or after January 1, 2014, the Affordable Care Act (ACA) prohibits group health

HIPAA Security Risk Assessment Tool

The Department of Health and Human Services (HHS), through its Office of the National Coordinator for

New Exchange Special Enrollment Periods and Hardship Exemptions

Under the Affordable Care Act (ACA), individuals may only enroll in health insurance through an Exchange

New COBRA Enrollment Rights - Guidance for Individuals & Employers

Alltrust Insurance is breaking down the New Cobra Enrollment Rights to keep you informed and up-to-date.

Pay or Play Penalty- When to Begin Tracking Employee Hours

The Affordable Care Act (ACA) imposes a penalty on applicable large employers (ALEs) that do not offer

Consequences of Reimbursing Individual Insurance Premiums for Employees

Affordable Care Act (ACA) reforms that took effect this year may make purchasing health insurance in the

Cafeteria Plans: Mid-Year Election Changes

Participant elections under a cafeteria must be made before the first day of the plan year or the date

Alltrust Announces Cynthia Buttrill as Part of the Alltrust Team

Alltrust is excited to announce Cynthia (Cindy) Buttrill as the newest addition to the Alltrust family.

NLRA Guide - What Employees and Employers Should Know

Congress enacted the National Labor Relations Act (NLRA) in 1935, with a goal of preventing and mediating