Coronavirus Resource Center from Alltrust Insurance

This post was last updated on April 3, 2020

As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, Alltrust Insurance aims to keep you and your employees up to date on coverage provided by your healthcare provider, and provide  you with helpful guidance to lead your business. We are encouraging everyone to follow the guidance provided by local health authorities, the World Health Organization, and the U.S. Centers for Disease Control and Prevention

A Message from the CEO of Alltrust

"We are in turbulent times while we, as individuals, as businesses, and as a country, deal with the Coronavirus (COVID-19) pandemic." Hear from Tim Love the CEO of Alltrust Insurance in our latest post. Read More

 

 

Carrier Updates


Those with conditions, such as common colds or other mild illnesses, we suggest reaching out to your telemedicine provider. These visits are ideal for asking general questions and can be conducted with ease from mobile devices, tablets, or computers. Telemedicine visits are not intended for COVID-19 testing or treatment. If you have been around someone who has the virus and think you have it, call your primary care doctor.

Below is the information on what services and costs are covered for the coronavirus (COVID-19) by carrier.

 

 

 

 

 

 

Information on Worksite Portability Options

Webinars


New Webinar on Demand: Paycheck Protection Program | A New Relief Option for Small Businesses
Listen to an overview of the Small Business Administration's resources that provide small businesses with working capital loans that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.  Watch Webinar and Handouts

Alltrust Insurance : Coronavirus HR Update | March 26, 2020 at 10am
Alltrust Insurance will be providing timely information on the latest developments and impacts of the novel coronavirus (COVID-19) outbreak on our workplaces. Watch Now

Webinar Recordings and Helpful Information

  • ThinkHR:  COVID-19 Updates and Employer FAQ from March 31, 2020 Watch Now
  • Florida Blue: Novel Coronavirus - What you should Know Webinar Recording from March 24, 2020 FAQs
  • ThinkHR: COVID-19 HR Guidance and Best Practices Webinar Recording from March 19, 2020 Watch Now
  • UnitedHealthcare Global: COVID19 Webinar Recording from March 13, 2020 Watch Now

Guidance for Businesses


New: CARES Act Makes Changes for Health Plans
On March 27, 2020, President Trump signed the Coronavirus Aid, Relief and Economic Security Act (CARES Act) into law to provide $2.2 trillion in federal funding to address the COVID-19 crisis. The CARES Act makes a variety of changes affecting health plans. See Changes

New: IRS FAQs: FFCRA Tax Credits for Small and Midsize Businesses
The Internal Revenue Service (IRS) has issued answers to frequently asked questions (FAQs) about how the Families First Coronavirus Response Act (the FFCRA) tax credits apply to small and midsize businesses. The FFCRA, was signed by President Trump on March 18, 2020, provides small and midsize employers refundable tax credits that reimburse them, dollar-for-dollar, for the cost of providing paid sick and family leave wages to their employees for leave related to COVID-19. Read More

The CARES Act - What Employers Need to Know
On March 27, 2020, the U.S. Congress enacted the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to provide $2.2 trillion in federal funding designed to provide financial assistance for those struggling as a result of the coronavirus (COVD-19) outbreak. The new law also includes several provisions affecting health plan coverage. This Bulletin summarizes the CARES Act's financial assistance and coverage changes. Read More

DOL Issues Employer Resources
Employers impacted by COVID-19 have a variety of questions regarding the Act’s effect on their business and employees.  While there are still many questions left unanswered, the Department of Labor (DOL) is continuing to release guidance and resources often to help employers. This Bulletin provides an update on the recent releases from the DOL.  Read More

DOL Issues First Round of Guidance on the Families First Coronavirus Response Act
The U.S. Department of Labor’s Wage and Hour Division (WHD) announced on March 24, 2020 its first round of published guidance regarding the Families First Coronavirus Response Act (FFCRA or the Act) for employees and employers.  This guidance is provided in a Fact Sheet for Employees, a Fact Sheet for Employers and Questions and Answers document.  The Act will take effect on April 1, 2020.  This is a change from the original expected effective date of April 2, 2020. Read More

Navigating COVID- 19: Employee Benefits By Plan
Here is what we are hearing from employee benefits insurance carriers about COVID-19 and how claims are being covered. Read More

Additional Coronavirus (Covid-19) Updates

 

Helpful Forms, Posters, and More


  • Emergency Family and Medical Leave Expansion Act – Leave Request Form Download
  • Families First Coronavirus Response Act (FFA) Flow Charts on Emergency FMLA and Emergency Paid Sick Leave.  Download
  • Paid Sick Leave and Expanded Family and Medical Leave Under The Families First Coronavirus Response Act
    Please ensure this Employee Rights poster is placed in a visible location with your current workplace posters. Download Poster
  • The Effect of Military Leave on Health Insurance Coverage and Flexible Benefit Plans Download Poster

 

Working Remotely


New:  Working From Home During a Coronavirus Outbreak
Working from home can be challenging, especially when you're not used to it. This article covers some best practices for employees who may need to work remotely due to a coronavirus outbreak. Download our free Guide to Managing Remote Workers

New: Engaging Remote Employees During the Coronavirus Pandemic
The coronavirus disease 2019 (COVID-19) pandemic has caused unprecedented changes for many industries. As social distancing is encouraged, gatherings with over 10 people are banned and stay-at-home or shelter-in-place orders for all nonessential employees are issued, many employers are asking their employees to work from home. Read More

How to Survive Working from Home — While the Kids Are Home, Too
With schools closing across the country in response to COVID-19, running a business from home just got a lot more challenging. Here’s how to survive. Read More

 

Additional Resources


Looking After Your Mental Health During the Coronavirus Outbreak
Infectious diseases, like the current Coronavirus (Covid-19), can be scary and can affect our mental health. Here are some timely tips from our partner at the Peace River Center to help you manage your well-being. Read More

Coronavirus in the Workplace
Part 1 in a series on COVID-19 and its effect on our workplace. Read More

Helpful Resources from CDC


10 ways to manage respiratory symptoms at home
What you need to know about coronavirus disease 2019 (COVID-19)
Symptoms Fact Sheet on Coronavirus Disease 2019 (COVID-19) 
Share Facts About COVID-19

 

Caution: Depending on the particulars of your workplace, these articles and answers may be subject to other legal constraints such as collective bargaining agreements, individual contracts and other statutory obligations. State and local laws and ordinances will also need to be consulted.