Coronavirus Resource Center from Alltrust Insurance

This post was last updated on May 26, 2020

As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, Alltrust Insurance aims to keep you and your employees up to date on coverage provided by your healthcare provider, and provide  you with helpful guidance to lead your business. We are encouraging everyone to follow the guidance provided by local health authorities, the World Health Organization, and the U.S. Centers for Disease Control and Prevention

Guidance for Businesses

New: IRS Provides Temporary Flexibility for Cafeteria Plans, Health FSAs, and DCAPs
On May 12, 2020, the IRS released Notice 2020-29, which provides temporary flexibility for mid-year election changes under a Section 125, more options with respect to unused amounts in health flexible spending accounts (FSAs) and dependent care assistance programs (DCAPs), and clarifications regarding high-deductible health plans (HDHPs). Read More

New: 5 Tips for Onboarding Employees Remotely During the Coronavirus Pandemic
This HR Insights article provides tips managers can use to onboard employees remotely during the coronavirus disease 2019 (COVID-19) pandemic. Read More

Post-Coronavirus Workplace Preparedness Checklist
The coronavirus disease (COVID-19) pandemic has changed many aspects of the current workplace, and hygiene and cleanliness are key topics when creating post-coronavirus workplace plans. Based on guidance from the Centers for Disease Control and Prevention (CDC), there are actions employers can consider. By taking workplace preparedness steps such as updating office layouts, encouraging new behaviors and evaluating existing policies, employers can help prevent the spread of COVID-19 and protect the health and safety of employees. Read More

EEOC Updates Employer Guidance on Coronavirus and the ADA
On May 7, 2020, the Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs) about how employers should comply with the Americans with Disabilities Act (ADA) during the coronavirus / COVID-19 pandemic. The additional FAQs were added to guidance that the EEOC originally issued on March 18, 2020, and updated on April 9, 17, and 23, 2020. This HR Compliance Bulletin contains the EEOC's FAQs. Read More

Guide to Creating a Return to Work Action Plan
This guide can be used as a tool to create a return to work action plan in preparation for reopening a business following the coronavirus (COVID-19) pandemic. Please note that it follows health and safety guidance laid out by the Centers for Disease Control and Prevention and OSHA, but does not account for state, local or industry-specific guidance related to COVID-19. Read More

Designing a Post-coronavirus Office
Post-coronavirus, employers may want to consider how updates to an office can help protect the health and safety of employees. This article addresses updates to an office layout, behavioral changes and expansion of remote work. Read More

Return to Work Plans Following the COVID-19 Pandemic
This HR Insights article discusses post-coronavirus pandemic return to work plans. Please note that this article should be used for informational purposes only and should not supersede applicable state or local guidance. Additionally, please review any workplace-specific considerations, which could be more involved depending on the industry you operate in, when drafting your return to work plan. Read More

Reopening a Business After the Coronavirus Shutdown
As the coronavirus (COVID-19) pandemic continues to have an unprecedented effect on daily life, many business owners are looking forward to the future and a return to normalcy. However, even when stay-at-home orders are lifted and nonessential businesses are allowed to resume operations, there’s a lot for organizations to consider before they reopen their doors. Read More

Responding to an Employee’s Positive Coronavirus Test
This HR Insights article provides an overview of how you can respond to finding out an employee has coronavirus disease 2019 (COVID-19). Read More

Additional Coronavirus (Covid-19) Updates

Upcoming Webinars

New: Safely Return to Work Post-COVID-19
The coronavirus (COVID-19) pandemic has changed many aspects of the current workplace. In this webinar, Alltrust Insurance will cover best practices for returning to work as the curve begins to flatten out. We will also share tips to mitigate your organization’s risks and discuss various considerations to help you prepare for working in a post-coronavirus workplace. Register


A Message from the CEO of Alltrust

"We are in turbulent times while we, as individuals, as businesses, and as a country, deal with the Coronavirus (COVID-19) pandemic." Hear from Tim Love the CEO of Alltrust Insurance in our latest post. Read More



Working Remotely

Working From Home During a Coronavirus Outbreak
Working from home can be challenging, especially when you're not used to it. This article covers some best practices for employees who may need to work remotely due to a coronavirus outbreak. Download our free Guide to Managing Remote Workers

Engaging Remote Employees During the Coronavirus Pandemic
The coronavirus disease 2019 (COVID-19) pandemic has caused unprecedented changes for many industries. As social distancing is encouraged, gatherings with over 10 people are banned and stay-at-home or shelter-in-place orders for all nonessential employees are issued, many employers are asking their employees to work from home. Read More

How to Survive Working from Home — While the Kids Are Home, Too
With schools closing across the country in response to COVID-19, running a business from home just got a lot more challenging. Here’s how to survive. Read More


Carrier Updates

Those with conditions, such as common colds or other mild illnesses, we suggest reaching out to your telemedicine provider. These visits are ideal for asking general questions and can be conducted with ease from mobile devices, tablets, or computers. Telemedicine visits are not intended for COVID-19 testing or treatment. If you have been around someone who has the virus and think you have it, call your primary care doctor.

Below is the information on what services and costs are covered for the coronavirus (COVID-19) by carrier.







Information on Worksite Portability Options



Webinar Recordings and Helpful Information

  • Coronavirus Update:  Together We Are Stronger from Wednesday, April 15, 2020 Watch Now
  • ThinkHR:  COVID-19 Updates and Employer FAQ from March 31, 2020 Watch Now
  • Alltrust Insurance : Coronavirus HR Update from March 26, 2020 Watch Now
  • Florida Blue: Novel Coronavirus - What you should Know Webinar Recording from March 24, 2020 FAQs
  • ThinkHR: COVID-19 HR Guidance and Best Practices Webinar Recording from March 19, 2020 Watch Now
  • UnitedHealthcare Global: COVID19 Webinar Recording from March 13, 2020 Watch Now


Helpful Forms, Posters, and More

  • New: Guidelines: Opening Up America Again Download
  • Emergency Family and Medical Leave Expansion Act – Leave Request Form Download
  • Families First Coronavirus Response Act (FFA) Flow Charts on Emergency FMLA and Emergency Paid Sick Leave.  Download
  • Paid Sick Leave and Expanded Family and Medical Leave Under The Families First Coronavirus Response Act
    Please ensure this Employee Rights poster is placed in a visible location with your current workplace posters. Download Poster
  • The Effect of Military Leave on Health Insurance Coverage and Flexible Benefit Plans Download Poster


Additional Resources

Looking After Your Mental Health During the Coronavirus Outbreak
Infectious diseases, like the current Coronavirus (Covid-19), can be scary and can affect our mental health. Here are some timely tips from our partner at the Peace River Center to help you manage your well-being. Read More

Coronavirus in the Workplace
Part 1 in a series on COVID-19 and its effect on our workplace. Read More


Helpful Resources from CDC

10 ways to manage respiratory symptoms at home
What you need to know about coronavirus disease 2019 (COVID-19)
Symptoms Fact Sheet on Coronavirus Disease 2019 (COVID-19) 
Share Facts About COVID-19


Caution: Depending on the particulars of your workplace, these articles and answers may be subject to other legal constraints such as collective bargaining agreements, individual contracts and other statutory obligations. State and local laws and ordinances will also need to be consulted.